Goals – Paymoney.click Blog – Smart Insights on Finance & Digital Trends

Defining Your Financial Vision

Eylül 21, 2025 • moneyfit.org

What Does Financial Success Mean To You? The beginning of the New Year is a good time to examine our vision of what it means to be financially successful. I meet people in my classes all the time who have very different visions of what it means to be financially successful. For some, it’s an…

Avoid Money Fights with a Weekly Financial Huddle

Eylül 21, 2025 • moneyfit.org

Household vs. Personal Finance Most tips and suggestions for better personal financial management fail because more than half of American adults share financial responsibilities with another adult. If you are married, you already know that money management is not a personal but a household thing. Successful household financial management requires two adults to work together…

Prioritizing 21 Household Expenses

Eylül 21, 2025 • moneyfit.org

Some Expenses Are More Important than Others by Nature, Some by Choice During the housing downturn, financial experts were amazed to hear of consumers who worried more about making their credit card payments as agreed than they did about making their mortgage payments on time. It made no financial sense to prioritize an unsecured debt…

The Twelve Books I Want to Read in 2021

Eylül 21, 2025 • moneyfit.org

My Reading Personal Finance Reading List for 2021 Perhaps because I’m approaching my mid-50s, but many of the books I want to read in 2021 address preparing for some sort of post-employment life. I deliberately do not use the word, “retirement,” because it means so many different things to so many different people. To me,…

Impulse Spending: Control Your Purchases

Eylül 21, 2025 • moneyfit.org

How to Overcome Impulse Spending for Good Most households do not have an income problem, they have a spending problem. And spending problems usually involve impulse decisions and overspending. Overspending can result from any or all of the following: Making a purchase on impulse, using cash or debit card, or more often, a credit card…

Money Makeover: Transform Your Finances

Eylül 21, 2025 • moneyfit.org

Money Makeover Hello and welcome. We know why you’re here. As hectic as life is, you’re refusing to go another day with chaotic, frustrating finances. If you’re ready to do the work, we promise you’ll see and feel your life transformation as you navigate through these exercises. Feel free to peruse the topics a bit,…

Set Realistic Retirement Goals!

Eylül 21, 2025 • moneyfit.org

Will Slow and Steady Win The Retirement Race? Realistic goals might take longer, but they’re also more likely to succeed. When it comes to retirement planning, the age-old adage “slow and steady wins the race” definitely applies. Retirement planning is a marathon, not a sprint, and taking a slow and steady approach can help ensure…

Transform Your Money Mindset: 10 Steps to a Better Financial Future

Eylül 21, 2025 • moneyfit.org

How to Change Your Attitude toward Money for a Better Financial Future Managing your finances is a crucial part of being an adult and can be overwhelming, especially if you haven’t been taught the right habits and developed the right attitudes toward money. But it’s never too late to change and start living a better…

Navigating the Complexities of Merging Finances with a Partner

Eylül 21, 2025 • moneyfit.org

Unlocking the Benefits of Merging Finances While Steering Clear of Common Pitfalls Merging finances with your partner can offer various benefits, such as convenience, shared responsibility for expenses, and the fostering of a sense of teamwork in your relationship. However, it’s important to avoid potential pitfalls that can lead to disagreements or financial issues. In…

Etiket: Goals