debt management – Paymoney.click Blog – Smart Insights on Finance & Digital Trends

Financial Fitness Benefits Help Your Employees Get Ahead

Eylül 21, 2025 • moneyfit.org

Is It Time To Review Your Benefits Package? It’s no secret that oftentimes a financially fit employee will help your business in a myriad of ways. Typically an employee who has a stable financial outlook and future will have increased focus and productivity, reduced absenteeism, and enjoy their job more than employees that are struggling…

Paying Back Your Christmas Generosity

Eylül 21, 2025 • moneyfit.org

How to Recover From a Christmas Splurge You may already be beating yourself up over your crazy year-end spending, and the holiday season isn’t over yet. If so, know that you’re not alone. Many individuals easily rack up debt during the last quarter of the year because, well, everyone’s in the mood to shop and…

How to Get Out of Debt Quickly

Eylül 21, 2025 • moneyfit.org

Ready to get out of debt? Check out these eleven tips to get started, beginning today! You’re in a hurry to get your debt paid off. Perhaps you want to address your debt before it becomes a problem, or maybe your debt has increased in size and you’re ready to move on from it. Regardless…

Reasons to Consolidate Credit Card Debt

Eylül 21, 2025 • moneyfit.org

When To Consider Consolidating Credit Card Debt Owning a credit card brings an array of advantages. It makes payments easier and more convenient, and it qualifies you for payment installment programs in retail stores, allowing you to buy big-ticket items for your home. On top of that, if you use credit responsibly, you will be…

Which Bills Should You Pay First?

Eylül 21, 2025 • moneyfit.org

Here’s How To Prioritize Paying Debt Debt can look like a long insurmountable mountain when the payments begin to add up. Having debt can be frustrating since you want to set aside your income for other goals, but instead have to tackle these obligations. With limited resources, it’s understandable why many suffer from poor debt…

Choosing The Best Way To Pay Off Your Debt

Eylül 21, 2025 • moneyfit.org

Determining the Best Debt Repayment Plan for You The top question I hear as a personal finance educator and credit counselor is, “What’s the best way to pay off my debt?” This isn’t surprising. Debt is a massive financial migraine that can make daily life pretty miserable, and shining a lot of light on the…

Avoiding Debt After a Debt Management Plan

Eylül 21, 2025 • moneyfit.org

Question: How can I avoid falling into debt again after completing a debt management plan? Samantha H. from Detroit, MI Answer: To avoid falling into debt again after completing a debt management plan, it’s important to stick to a budget, avoid taking on new debts, and build an emergency fund. Hi Samantha, It’s Finny…

Debt Management Plan vs. Debt Settlement: What’s the Difference?

Eylül 21, 2025 • moneyfit.org

Question: What’s the difference between a debt management plan and debt settlement? Rachel H. from Austin, TX Answer: A debt management plan is a structured repayment plan that helps you pay off your debts over time, while a debt settlement program is an agreement between you and your creditors to settle your debts for less…

How to Find the Best Credit Counseling Organizations

Eylül 21, 2025 • moneyfit.org

Best Credit Counseling: How to Find Quality Services Addressing debt is not something that many people look forward to doing. When faced with deciding between continuing to struggle to pay your creditors and placing trust in an organization to deliver on its promises of debt relief, it can be difficult to make a move with…

Etiket: debt management