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Credit Myths Busted: Improve Your Score

Eylül 21, 2025 • moneyfit.org

The Top Five Myths You Thought Hurt Your Credit Most consumers understand that building and maintaining good credit matters. Most also know credit scores play a central role in loan approvals, from mortgages and car loans to credit cards and store credit. Unfortunately, clarify seems to end there. Contrary to popular belief (and even a…

How Often Should You Look At Your Credit Report?

Eylül 21, 2025 • moneyfit.org

How Often Should You Look at Your Credit Report? You should review your credit at least on an annual basis. Since 2004, all American adults have had the right to view their credit reports from the three major consumer reporting agencies (Equifax, Experian, and TransUnion) every twelve months. Consider the term, “annually,” your minimum. You…

What is the Impact of COVID-19 on Credit Reports and Scores?

Eylül 21, 2025 • moneyfit.org

Consumer Credit During COVID-19 and Beyond The coronavirus pandemic of 2020 has led, for the first time in human history, to the shuttering of the world’s economy and to international trade. Countries have shut borders even to neighboring trading partners while simultaneously closing millions of businesses to contain the spread of the COVID-19 infection. How…

Bad Credit No Credit

Eylül 21, 2025 • moneyfit.org

The Most Common and Confusing Credit Question As a financial educator with over 1,000 workshops facilitated in person, I’ve heard learners ask certain questions over and over, indicating that these concerns are common to most American consumers. Above all other personal finance topics, credit scores and credit reports generate more uncertainty and confusion than all…

Fingerhut & Building Credit: Does It Help?

Eylül 21, 2025 • moneyfit.org

Building Credit with the Fingerhut Advantage™ Credit Account Gets It Backward In the middle of a cross-country move with my family, I have tried to take advantage of the hotel gym over the past few mornings, and I’ve noticed several ads by online retailer, Fingerhut™, promoting its credit card as a way to build credit. As an Accredited Financial Counselor®, I don’t oppose…

Your Credit Score & Homeowners Insurance

Eylül 21, 2025 • moneyfit.org

Does Your Credit Score Affect Homeowners Insurance Rates? Having good credit can make your life easier – and that’s a fact. You see, your credit score affects more than your ability to apply and get approved for loans and credit cards. It can also raise your overall credibility in the eyes of many financial institutions,…

Is Your Credit Score Good, Bad, or Somewhere in the Middle?

Eylül 21, 2025 • moneyfit.org

Here’s How You Can Find Your Credit Score A lot of people today aren’t aware that there’s a system in place that assesses each individual’s credit score. Many of them only learn how a good credit score can affect their financial status once they attempt to take out a loan, buy a home, or make…

National Credit Education Month

Eylül 21, 2025 • moneyfit.org

March is National Credit Education Month As a nation, we don’t need an act of Congress or a presidential proclamation to want to dedicate one month a year to learning more about credit and its role in our lives. While there is currently no official government designation of March as being National Credit Education Month,…

Etiket: credit score