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A Rising Financial Tide

Eylül 21, 2025 • moneyfit.org

10 Reasons Why You Need a Financial Wellness Program The idea of providing a financial wellness program to employees seems like a recent development, but it reaches back already several generations. The great change in financial wellness programs of the 2020s will require CEOs and HR directors to move beyond the notion that a financial…

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Financial Wellness Programs and Retirement

Eylül 21, 2025 • moneyfit.org

Employers Can Help Prevent Shortfalls in their Employees’ Retirement Old age is inevitable. We march toward it every day. And yet as much as everyone knows this truth, properly preparing for the future seems to present a most challenging task for the average household or individual to accomplish. How can free financial wellness programs add value to what employers already offer employees?…

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How to Afford Your Dream Home: Budgeting Tips

Eylül 21, 2025 • moneyfit.org

Terms to know and do before starting the home buying process. Buying a new home? What a milestone! No more rent money going into someone else’s pocket; no more wondering how long until the landlord sells your place. Getting the keys to your first, fully-owned property is a special moment and one to treasure. But…

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Should Young Adults Get a Money Market Account or a CD

Eylül 21, 2025 • moneyfit.org

Looking at the pros and cons of Money Market Accounts and CDs If you’re between your 20s and early 30s, you must make solid financial choices. One such choice involves which type of bank account (or accounts) you should open to reach your savings goals. What Is a Money Market Account (MMA)?  According to the Consumer Financial Protection Bureau (CFPB), an MMA…

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Bad Credit No Credit

Eylül 21, 2025 • moneyfit.org

The Most Common and Confusing Credit Question As a financial educator with over 1,000 workshops facilitated in person, I’ve heard learners ask certain questions over and over, indicating that these concerns are common to most American consumers. Above all other personal finance topics, credit scores and credit reports generate more uncertainty and confusion than all…

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Using Spreadsheets to Build the Best Budget

Eylül 21, 2025 • moneyfit.org

Building the Best Budgeting Tool Free Using Spreadsheets Setting up your budget using a spreadsheet provides you with a number of benefits. Using a spreadsheet can come without a cost, and it allows you to take into account best budgeting practices like the Money Pie Calculator and the 50/30/20 rule. Having your own private finance dashboard built by and for you helps you stay accountable and track…

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Identifying and Disputing Credit Report Errors

Eylül 21, 2025 • moneyfit.org

Credit Gives, Errors Take Away Did you know that a recent Consumer Reports study determined that about one-third of the US population have errors, both significant and insignificant, on their credit report? Shocking, right? After all, you readily accept your credit score as accurate and never even question it because you consider its source trustworthy.…

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Fix Your Home Buying Budgeting to Avoid Regrets

Eylül 21, 2025 • moneyfit.org

Variable Expenses Can Kill Homeownership Budgets After buying your house this summer, sitting in the cooler autumn air on your deck enjoying your morning coffee was just what you had in mind. Trees and the outdoor air satisfy so much better than the apartment balcony. Thankfully, the cooler air also brings relief from the higher-than-imagined water…

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How to Get the Best Deal on a Car or Truck

Eylül 21, 2025 • moneyfit.org

Purchasing a Vehicle is a Big Deal with Lasting Financial Implications Shopping for a new vehicle can feel a bit daunting, and rightfully so, due to how expensive new and used vehicles are. The financial implications can last several years. First-time car buyers, and even seasoned veterans such as I, can find themselves overpaying for…

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