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How to Get Lower Auto Insurance Rates During the Pandemic

Eylül 21, 2025 • moneyfit.org

How COVID Lockdowns Affected Driving Behavior Many businesses have experienced financial strain throughout 2020 as they struggled to stay afloat during the COVID-19 lockdown. Industries that weathered the storm well, despite making sweeping adjustments to rates, include the auto insurance industry. Rebates and reduced rates benefited many policyholders in self-quarantined and, therefore, driving less. With…

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Make Your First Credit Card Experience a Success

Eylül 21, 2025 • moneyfit.org

First-Time Credit Card: 4 Rules to Live by Before Applying Congress prohibited for good reason in its 2009 CARD Act the approval of credit card accounts for older teens and even 20-year-olds unless they met certain provisions. History and statistics show that most young people – and even many twice their age – are not…

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The Twelve Books I Want to Read in 2021

Eylül 21, 2025 • moneyfit.org

My Reading Personal Finance Reading List for 2021 Perhaps because I’m approaching my mid-50s, but many of the books I want to read in 2021 address preparing for some sort of post-employment life. I deliberately do not use the word, “retirement,” because it means so many different things to so many different people. To me,…

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Learn How to Fix Your Bills and Simplify Your Life

Eylül 21, 2025 • moneyfit.org

Fixed Expenses Can Simplify Your Finances All personal and household expenses belong to one of three expenditure categories: Fixed Variable Periodic If you are wondering why you should care, it really does matter which type of expenses you have in your budget. The more fixed your expenses are, the better. The more periodic your expenses…

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What To Do When You Can’t Pay Your Bills

Eylül 21, 2025 • moneyfit.org

What can you do when you can’t afford to pay your monthly bills? If you bleed red and live in America, you likely stretch your income exceptionally thin. More and more of those hard-earned dollars seemingly fly out the door to pay monthly bills and cover subscription services, not to mention to repay debts. Bills…

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Budgeting Without Income: How to Stay Afloat

Eylül 21, 2025 • moneyfit.org

How Can You Budget Your Unemployment Income? In both good economic times and bad, roughly 60% to 80% of American households live paycheck-to-paycheck. This means any financial bump in the road can send the household budget way beyond the edge of the road and off into the weeds. A budget is nothing more than a…

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Improving Financial Literacy Is Empowering Women

Eylül 21, 2025 • moneyfit.org

An Honest Look at the Connection between a Woman’s Financial Literacy and Her Financial Future Women have made tremendous progress in various economic aspects over the years. However, women still trail men when it comes to financial literacy. Financial literacy refers to an awareness of the skills and tools needed to make informed decisions when…

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How to Improve Your Credit Score

Eylül 21, 2025 • moneyfit.org

Build a Better Credit Rating in just 6 to 12 Months Credit can seem like such a huge deal that you might not even know where to start when it comes to building or, in many cases, rebuilding your credit score. Strip mall lenders make one claim, and followers of radio personalities counter with other tips. Credit repair companies…

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For Richer or Poorer

Eylül 21, 2025 • moneyfit.org

5 Smart Ways to Save as a Couple We all know that money is tight right now because of the global and economic crisis. With the global economy struggling amid massive recent changes, you will probably want to save every cent you can for a rainy day. Inflation, soaring interest rates, stagnated salaries, and a high standard…

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