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Be Wary Of Apps That Offer Zero Percent Interest Loans

Eylül 21, 2025 • moneyfit.org

Be careful when looking into app-based loans. Promises of zero percent interest? What could go wrong? Why wouldn’t consumers jump into 0% interest loans through new app-based lenders? Since COVID had slashed foot traffic to traditional brick-and-mortar stores, online shopping has skyrocketed along with innovations in payment alternatives. Among these new developments, you will find…

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Budget for Big Expenses: Never Be Caught Off-Guard

Eylül 21, 2025 • moneyfit.org

How to Budget for Big Expenses Do you feel like you constantly lose track of your money? Even if you budget your regular bills, you may feel like you cannot keep track of where your money goes. Sometimes even the best-laid plans fail, especially when large, unexpected expenses occur. Here’s how to budget for big…

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7 Holiday Spending Tips

Eylül 21, 2025 • moneyfit.org

7 Tips to Turn Your Holiday Giving from Mad to Merry How do you Prepare for Holiday Shopping if You Hate Holiday Shopping? Whether you love or hate Christmas shopping (or fall somewhere in between), there are ways to make your experience better. Saving money, time and energy can make just about any experience more…

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COVID-19 and Budgeting for the Holidays

Eylül 21, 2025 • moneyfit.org

7 Steps to Create a Holiday Budget and Stick to It It may be “the most wonderful time of the year” when it comes to the anticipation and thrill of the holiday season, but when it comes to planning your holiday budget, your inner understandably wants to Grinch comes out. 2020 has evidently disrupted a lot of the average person’s lifestyle. The pandemic…

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How to Avoid Credit Card Fraud During the Holidays

Eylül 21, 2025 • moneyfit.org

Importance of Safeguarding Credit Card Information and Personal Data  The holidays represent a time of extreme spending and frenzy. If you are in a hurry to complete your holiday shopping while planning parties and other festivities, you might not pay as much attention to your finances or suspicious charges. Fraudsters know this and take advantage of…

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Financial Literacy Game for High School Students

Eylül 21, 2025 • moneyfit.org

My Life My Choices: Student Edition by the Numbers Award-Winning Program | 2020 Update Since its launch, a little over a year ago, Money Fit by DRS’s My Life My Choices: Student Edition has given over 5,000 students from more than 350 schools in all 50 states and Washington DC, 54 countries, and six continents the chance to learn the value of prioritizing their personal expenses through…

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Secure Your Future: Start Retirement Preparations

Eylül 21, 2025 • moneyfit.org

A Faster, Better Way to Budget for Retirement One main problem that most retirement budgets have involves their over-optimism and their reliance on rose-colored glasses! Budgets must account for the real-world spending dynamics we all live with, but they often miss these crucial “one-off” items that aren’t always so “one-off” after all. Like most people,…

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Bankruptcy Chapters: Know Your Choices

Eylül 21, 2025 • moneyfit.org

Types of Bankruptcy That Can Be Filed in the United States For individuals or businesses that find themselves deep in debt, bankruptcy can provide the lifeline needed to get a fresh start financially. However, there can be drawbacks and negative ramifications that should be considered before filing. Each chapter of bankruptcy has a specific reason…

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Life After Bankruptcy: Your Path to Recovery

Eylül 21, 2025 • moneyfit.org

What might life look like after filing for personal bankruptcy? Many consumers have heard personal bankruptcy filings called the “nuclear option” and the “option of last resort” when it comes to debt and personal finances. With such associations and with several of the best-known financial radio personalities preaching the avoidance of bankruptcy at all costs, of course, consumers fear…

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