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Credit Myths Busted: Improve Your Score

Eylül 21, 2025 • moneyfit.org

The Top Five Myths You Thought Hurt Your Credit Most consumers understand that building and maintaining good credit matters. Most also know credit scores play a central role in loan approvals, from mortgages and car loans to credit cards and store credit. Unfortunately, clarify seems to end there. Contrary to popular belief (and even a…

Signs of Upcoming Financial Trouble

Eylül 21, 2025 • moneyfit.org

15 Signs of Approaching Financial Troubles It seems our human nature believes it understands other people’s problems clearly and with certainty, even though we often fail to recognize our own challenges. Finances present us with a similar dilemma. We all too often struggle to recognize signs of pending financial difficulties even when family members and…

PowerCash can Boost Your Financial Goals

Eylül 21, 2025 • moneyfit.org

Improve Your Finances with the PowerCash Principle If you were a typical American adult and someone were to ask you to account for every dollar you spent last month, you would only be able to remember where 80% of your money went. This is not to say that the missing 20% of your money went…

How To Spend Your Tax Return Wisely

Eylül 21, 2025 • moneyfit.org

How To Spend My Tax Refund? If you’re getting a refund this year you may be asking yourself this very question. Regardless of political persuasion and view of the tax policies of any past or current administration, many households overpay income taxes throughout the year and receive the over-payment back in the spring as a…

Celebrating Financial Independence

Eylül 21, 2025 • moneyfit.org

How You Can Celebrate Financial Independence This Year As Independence Day, the Fourth of July marks a great time to consider not only the county’s freedom from servitude to foreign powers but also your own independence from those who would keep you in financial servitude. Think how much peace of mind you could experience with…

Travel on a Budget: Save Money & Still Have Fun

Eylül 21, 2025 • moneyfit.org

Last Minute Considerations for an Affordable Vacation Everyone knows that planning ahead for just about anything will save money, minimizes headaches, and even maximizes our time. But in a society that prizes spontaneity over conformity and rules, regardless of whether those rules are a tried and true method for getting us what we really want,…

How Often Should You Look At Your Credit Report?

Eylül 21, 2025 • moneyfit.org

How Often Should You Look at Your Credit Report? You should review your credit at least on an annual basis. Since 2004, all American adults have had the right to view their credit reports from the three major consumer reporting agencies (Equifax, Experian, and TransUnion) every twelve months. Consider the term, “annually,” your minimum. You…

Why Debt-to-Income Ratio Matters to College Students

Eylül 21, 2025 • moneyfit.org

Calculating Your Debt-to-Income Ratio while in College If you are reading this post about your debt-to-income ratio (DTI) while in college, you are likely working on a homework assignment for financial and economics or you are considering a major purchase (home, vehicle) in the near future. While a college student’s debt-to-income ratio is calculated exactly…

Talking to Children About Money

Eylül 21, 2025 • moneyfit.org

Helping Your Child Develop a Healthy Relationship With Money Back in the day, “the Talk” used to refer to a discussion of the birds and the bees between a parent and a child. Parents dreaded the talk almost as much as the child. No more. Although parents and children now speak much more openly about…