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Imitating Santa’s Financial Habits

Eylül 21, 2025 • moneyfit.org

Santa Claus Is a Giver, a Saver, and a Budgeter At the end of each year, we watch movies, hear stories and sing carols of the jolly old elf who visits good little boys and girls around the world, delivering presents and joy as he goes. Setting aside the unpleasant consumerism associated with Santa Claus,…

Defining Your Financial Vision

Eylül 21, 2025 • moneyfit.org

What Does Financial Success Mean To You? The beginning of the New Year is a good time to examine our vision of what it means to be financially successful. I meet people in my classes all the time who have very different visions of what it means to be financially successful. For some, it’s an…

Avoid Money Fights with a Weekly Financial Huddle

Eylül 21, 2025 • moneyfit.org

Household vs. Personal Finance Most tips and suggestions for better personal financial management fail because more than half of American adults share financial responsibilities with another adult. If you are married, you already know that money management is not a personal but a household thing. Successful household financial management requires two adults to work together…

Best Personal Finance Books of All Time

Eylül 21, 2025 • moneyfit.org

My Favorite 10 Classic Personal Finance Books These books earned a spot on my 2019 list of classic personal finance books, not because they were best sellers in 2018 or because they received five hundred 5-star reviews on Amazon. These books captured my attention with their promises of realism, simplicity, and direct approach to the…

Freeze Your Credit Report Now

Eylül 21, 2025 • moneyfit.org

Why This Needs to Be the Year You Freeze Your Credit Report Have you ever worried about identity theft? It seems like every month or two, some mega-retailer or company announces the latest data breach affecting tens of millions of Americans, putting them at greater risk of identity theft and fraud. Whether you feel resigned…

Prioritizing 21 Household Expenses

Eylül 21, 2025 • moneyfit.org

Some Expenses Are More Important than Others by Nature, Some by Choice During the housing downturn, financial experts were amazed to hear of consumers who worried more about making their credit card payments as agreed than they did about making their mortgage payments on time. It made no financial sense to prioritize an unsecured debt…

Creating Financial Hope & Opportunity

Eylül 21, 2025 • moneyfit.org

Having Hope Can Help You Reach Your Goals Hope cannot be manufactured. Hope must come from within. When hope is missing in life, the future appears dark and menacing. In my classes, I often meet people who feel financially hopeless, having lost job after job, using up any emergency savings they had, and feeling as…

Don’t Believe These Debt Myths: Get the Facts

Eylül 21, 2025 • moneyfit.org

Busting Myths About Debt We all seem to get into some sort of debt at one point or another during our financial lives. While debt is a choice, it also seems inevitable. Still, many of us hear conflicting ideas and beliefs about debt and don’t know the realities behind these debt myths. So, let’s bust…

Personal Finances & Employee Productivity

Eylül 21, 2025 • moneyfit.org

Poor Personal Finances Negatively Affect Productivity on a Global Scale Employers that provide financial wellness benefits may notice increased productivity. The US and American employers are increasingly adding a financial wellness component to their employee benefits program Younger generations waste twice as much time at work dealing with their personal finances Americans do not hold…