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Saving Goals after Saving for Emergencies

Eylül 21, 2025 • moneyfit.org

What to Do with Savings after Reaching the 3 Months Goal I get to teach personal finance classes to groups from time to time. Savings is regularly a topic I address, and most groups confidently answer “at least 3 months” when I ask how many months’ worth of bills they should have in their emergency…

Resources to Improve Your Financial Literacy

Eylül 21, 2025 • moneyfit.org

Question: What resources are available to help me improve my financial literacy? Tony R. from Charlotte, NC Answer: There are a variety of resources available to help you improve your financial literacy, including credit counseling agencies like Money Fit, government agencies like the Consumer Financial Protection Bureau, and nonprofit organizations like the National Endowment for…

Can You Be Jailed for Not Paying Your Debt in the United States?

Eylül 21, 2025 • moneyfit.org

There are situations in which you can, and can’t, be arrested for debt. Let’s explore. Approximately three-quarters of American adults are in debt. There are many different types of debt in the US, but in 2021, mortgages and credit card debt made up about 43% of all consumer debt. This statistic shows that personal debt…

Is Debt a Reason to Break Up?

Eylül 21, 2025 • moneyfit.org

Is it okay to break up or get divorced over debt? Do you and your partner experience conflict because of debt or money-related issues? We all know that debt poses challenges, especially in a couple’s relationship. Many people find themselves in a desperate financial situation or are one paycheck away from losing a relationship due…

How to do Valentine’s Day on a Budget

Eylül 21, 2025 • moneyfit.org

Budget-Savvy Ideas for Celebrating Valentine’s Day Does the approaching Valentine’s Day make your heart race for all the wrong reasons? You’ve found your mind running laps trying to piece together an extravaganza to outdo yourself from last year. You don’t have all the details yet but feel certain it’s going to set back your budget.…

How to Recognize Internet Scams and Report Them

Eylül 21, 2025 • moneyfit.org

Help Yourself and Future Victims by Reporting Internet Scams Right Away The internet is a powerful tool accessible to everyone. With this, we have unlimited access to an ever-increasing wealth of information and resources. Our world is also more connected thanks to this wonderful digital innovation. Unfortunately, as more people rely on the internet for…

The Hidden Costs of Debt: How It Impacts Your Mental Wellbeing

Eylül 21, 2025 • moneyfit.org

The effect that debt can exact on mental health can be staggering and deeply personal. For many Americans, debt has become an integral part of their daily lives. According to a report, 8 out of 10 Americans have some form of consumer debt. Whether refinancing a home, getting a loan for a car, or taking…

The Difference Between Banks and Credit Unions

Eylül 21, 2025 • moneyfit.org

Banks and Credit Unions have many similar features but there are some stark differences to make note of. On the surface, banks and credit unions look to offer the same thing. They provide a myriad of financial products to cater to their clientele. For both, you can open a savings account, take out a loan,…

How to Save Money on Last-Minute Travel

Eylül 21, 2025 • moneyfit.org

Last-minute travel doesn’t have to break the bank. We often equate last-minute traveling with high costs. Most discounts and lower prices come when you book early, which is why saving money can be a challenge when you’re planning a sudden trip. However, even though it is a challenge, there are some things you can do…